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<p>[QUOTE="Morgandude11, post: 1487007, member: 37839"]Over the long term--obviously stocks. Real Estate was quite hot in the early part of the 21st century, but cooled off considerably. Bonds at the present time have an extremely low rate of return, and security of investment is only as good as a "bond call." Gold is presently at an unsustainable high, and due for a major drop. If one had gold 20 years ago, and sold within the past year, they did very well, but this is definitely an anomaly. Silver is low now, so there are some investment potentials there. I'd say diversification, with emphasis on stocks for the long term is probably the best bet. Most trust portfolios have a 60/40 distribution between fixed investments (bonds, real estate, etc) and stocks and precious metals, with the 60% tending towards stocks. Remember, the only way to lose money in any investment is to "sell low" on a short term basis. People want instant gratification, and that doesn't happen--over the long haul, stocks hold up the best.[/QUOTE]</p><p><br /></p>
[QUOTE="Morgandude11, post: 1487007, member: 37839"]Over the long term--obviously stocks. Real Estate was quite hot in the early part of the 21st century, but cooled off considerably. Bonds at the present time have an extremely low rate of return, and security of investment is only as good as a "bond call." Gold is presently at an unsustainable high, and due for a major drop. If one had gold 20 years ago, and sold within the past year, they did very well, but this is definitely an anomaly. Silver is low now, so there are some investment potentials there. I'd say diversification, with emphasis on stocks for the long term is probably the best bet. Most trust portfolios have a 60/40 distribution between fixed investments (bonds, real estate, etc) and stocks and precious metals, with the 60% tending towards stocks. Remember, the only way to lose money in any investment is to "sell low" on a short term basis. People want instant gratification, and that doesn't happen--over the long haul, stocks hold up the best.[/QUOTE]
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