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<p>[QUOTE=&quot;fatima, post: 1486888, member: 22143&quot;]I didn&#039;t answer this poll because without a definition of &quot;best&quot; then there is no answer to this question.&nbsp; &nbsp; But this applies to all of them.</p><p><br /></p><ol> <li>Past Returns are no indication of Future Results</li> <li>Go Back and Read #1 again.&nbsp; Failure to understand this, is the biggest reason people lose money on their investments.&nbsp; People here will often quote what happened to PMs 30 years ago, cumulative returns on the stock market, etc.&nbsp;&nbsp; it&#039;s all irrelevant to now and the future. </li> <li>Never take advice from anyone who will make money from your decision.&nbsp; This includes banksters, real estate agents, insurance people, lawyers.&nbsp; Never ever invest your money with &quot;financial advisors&quot;. </li> <li>There is no substitute for doing your own research.&nbsp; If you don&#039;t understand an investment, don&#039;t do it. </li> <li>Nobody knows more about your financial situation than you.&nbsp; Take advice, especially without sound reasoning behind it, from friends, coworkers, relatives, people on this forum with a grain of salt.&nbsp; It may be good for them, but not so good for you.&nbsp; Most likely they are looking for validation of their own misguided decisions.&nbsp;&nbsp; Read #4 again.&nbsp;&nbsp; </li> </ol><p><br /></p><p>I will say one additional thing.&nbsp; The best investment that anyone can make for their personal financial future and one where they completely control the outcome is to get out of debt.&nbsp; Yet ask most Americans who fancy themselves as smart investors, &quot;what is your plan to retire all your debt?&quot; and you will often be met with a blank stare.&nbsp;&nbsp; Then you will hear all the excuses as to why it&#039;s good to have debt.&nbsp; I note, this question was not on that poll.[/QUOTE]</p><p><br /></p>

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