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<p>[QUOTE=&quot;medoraman, post: 1442776, member: 26302&quot;]Thanks &quot;dear heart&quot;. In fact I have read these prospectuses, have had tests on the language in them, and have given the same tests. If you will look, you will find identical language in every fund prospectus. It is boilerplate legal protection that every lawyer requires them to say to protect them from lawsuits. </p><p><br /></p><p>Anyone reading a prospectus and believing this is the REAL advice of the fund simply does not understand the financial world at all. Its one thing to read, but another to comprehend and understand the context in which something is written.[/QUOTE]</p><p><br /></p>

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