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<p>[QUOTE=&quot;Cloudsweeper99, post: 1442509, member: 3011&quot;]The Nasdaq is an exchange, not an index fund.&nbsp; Investing is not complicated, but it is necessary to not be completely stupid and invest in companies with no perceptible value such as many of the tech stocks in the late 90s that sold for prices based on multiples of eyeballs.&nbsp; It takes only a small amount of education and dicipline to buy things like Exxon, Proctor &amp; Gamble, Johnson &amp; Johnson and similar companies during bad years for the market and just hold them.&nbsp; Anybody with enough intelligence and mental toughness to play poker or blackjack with a reasonable amount of skill should have no problem with stocks.&nbsp; And if they can&#039;t, there are many actively managed mutual funds with good long term records.[/QUOTE]</p><p><br /></p>

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