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<p>[QUOTE=&quot;medoraman, post: 1438454, member: 26302&quot;]And just so other who don&#039;t know the story has the cliff notes version of it, my side would be:</p><p><br /></p><p>1. Most people don&#039;t have a huge lump sum to invest, so investing some over time in an orderly manner is better than someone saving up and trying to time a market they don&#039;t really know.</p><p><br /></p><p>2. Cloud&#039;s assertion that DCA is flawed mathematically completely depends on what you infer as your cost of money. This is a debatable point, (which he and I have debated <img src="styles/default/xenforo/clear.png" class="mceSmilieSprite mceSmilie1" alt=":)" unselectable="on" unselectable="on" />).</p><p><br /></p><p>Not trying to start the argument again Cloud, just giving Cliff notes version of our previous discussions for those who may have missed them.[/QUOTE]</p><p><br /></p>

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