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<p>[QUOTE=&quot;spock1k, post: 1681714, member: 7043&quot;]its a function of the market one operates in.&nbsp; You wont find a bank that gives a guaranteed 9% ROI on a CD in a US market but you can get that elsewhere.&nbsp; A 15 % to 20% ROI is usually not enough to sustain a small business in the environment I operate in.&nbsp; almost all of my clients makes that and they still have huge financial issues.&nbsp; this might seem ridiculous to a state side observer but its a fact of life elsewhere.&nbsp; </p><p><br /></p><p>There is a saying that luck happens when preparation meets opportunity&nbsp; <img src="styles/default/xenforo/clear.png" class="mceSmilieSprite mceSmilie1" alt=":)" unselectable="on" unselectable="on" />[/QUOTE]</p><p><br /></p>

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