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<p>[QUOTE=&quot;medoraman, post: 999642, member: 26302&quot;]Lots of things wrong with these tax rates and estate advice, but it doesn&#039;t matter since all of it change with the looming deficits. Right now short term cap gain is normal rate, long term is 10-15%, but scheduled to expire 12/31/10. The Unified gift and estate credit is now millions, (not sure exact this year), but used to be 600k for decades. It also is scheduled to expire 12/31/10 and revert to 600k.</p><p><br /></p><p>PM investment is fine as diversification, and yes you need to be long term holder to conteract dealer profits. The problem is if you are a long term holder most likely they will not be as good a long term investment as equities. So diversification is the best way to hold PM, or as part of your hobby.[/QUOTE]</p><p><br /></p>

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