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<p>[QUOTE=&quot;lucyray, post: 985567, member: 24565&quot;]My husband was black thumbs on any other kind of investments; he played with them with money we could afford to lose, and that is exactly what happened.&nbsp; But not pm&#039;s.&nbsp; Those seemed to have worked:&nbsp; Most purchased at very low $&#039;s, long time ago.&nbsp; So, no cd&#039;s (well not many), and those I know to keep the limit(s) to the FDIC insured #&#039;s; (and use different banks..)&nbsp; I also stand on LOTS of eclectic collectibles from all over the world; again, many I don&#039;t have a clue about what to do with (yet slowly I will tackle those too..)&nbsp; I DID find in his coin collection (odds and ends..) a 3-legged buffalo nickel.&nbsp; Now, you all may have a clue on that one, but not me.&nbsp; Yet I found the receipt for same, oh, purchased I&#039;d say around 98:&nbsp; $298.00.&nbsp; Well, to me, a nickel?&nbsp; You can see how easily for me to unknowingly give it to a coin dealer and have him offer me 50 cents for it, and me to say, &quot;hmmm; o.k.&quot;&nbsp;&nbsp; Now that I have seen the receipt, I know that would be foolish!&nbsp; Anyway, pm&#039;s, though I don&#039;t know as much as many of you do about them, I still have the belief that they can be the security my husband hoped for (for me), and will hopefully do the &quot;right thing&quot; at the right time.&nbsp; Thank you for all of your advice.&nbsp; By the way, Would someone tell me what a CFP is?&nbsp; Nevermind, I will look it up on the net <img src="styles/default/xenforo/clear.png" class="mceSmilieSprite mceSmilie1" alt=":)" unselectable="on" unselectable="on" />[/QUOTE]</p><p><br /></p>

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