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Message:: [QUOTE="lucyray, post: 985088, member: 24565"]<img src="styles/default/xenforo/clear.png" class="mceSmilieSprite mceSmilie9" alt=":eek:" unselectable="on" unselectable="on" /><img src="styles/default/xenforo/clear.png" class="mceSmilieSprite mceSmilie9" alt=":eek:" unselectable="on" unselectable="on" /><img src="styles/default/xenforo/clear.png" class="mceSmilieSprite mceSmilie9" alt=":eek:" unselectable="on" unselectable="on" />  When do I go from 90% to some other %???  My husband told me at his death, (came rather quickly from stem to stern)  with no more time to educate me or solve this, "you should be okay for your whole life if you do it all right".    How do I know what that means?  That, is the  nuts and bolts of all my wordy posts; I am scared to pieces of 'not doing it right'.<img src="styles/default/xenforo/clear.png" class="mceSmilieSprite mceSmilie3" alt=":(" unselectable="on" unselectable="on" />  How will I know?The dichotomy; " seek trusted advisors", and "trust no one with this, not even the attorney has need to know". Gentlemen, don't ever do this to your wives; figure it out for them, okay?  Or ladies (Elaine), don't do it your husband..  whatever if the shoe fits...  (Sheesh!  Okay, I'm done now, and going back to the read only mode for a while.[/QUOTE]