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<p>[QUOTE=&quot;fools_gold, post: 985071, member: 20669&quot;]Listen, you&#039;re just like me around this time last&nbsp; year. Hungry to learn more about the world of PM&#039;s. First off, it is a roller coaster so you have to prepare for that.</p><p><br /></p><p>I am so glad I got in last year, I knew well ahead that there will be uips and downs, I still follow it casually everyday because well, it&#039;s fun. And I do have investments into them.</p><p><br /></p><p>I don&#039;t think there really is any way to quantify what the best decision for you is to make because we don&#039;t know two things.</p><p><br /></p><p>1) Your financial situation and risk</p><p>2) The future! LOL...</p><p><br /></p><p><br /></p><p>But there are folks here who I&#039;d say are pretty well educated. Eventhough they may not know the future, they can at least give some &quot;guidance&quot; or some answers that you seek. of course you will still have to take it with a grain of salt, but I think you can use some slight instincts/judgements.</p><p><br /></p><p>Plus everyone has their own POV. I make it no secret that I am just a casual observer with some investments. Did I need to become a pro and pass a series 7 or become a CPA in order to invest in PM&#039;s? Nope. </p><p><br /></p><p>It doesn&#039;t make my decision right or wrong. At least from my point of view. You can&#039;t become an expert in everything that you touch. For example, you are using a computer, but are you an IT expert?</p><p><br /></p><p>So really, for your own situation and risk tolerance, and with some instincts, purchase what makes you comfortable. Some say 10%, some say more....</p><p><br /></p><p>Cash is still king though from my POV. I would not want to be 90% PM&#039;s and 10% cash, that would be too scary. Still need the greenback to do daily transactions, buy food, pay gas, emergency funds, etc etc.....[/QUOTE]</p><p><br /></p>

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