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<p>[QUOTE=&quot;Cloudsweeper99, post: 979380, member: 3011&quot;]EVERYBODY was at the exact same state of knowledge about investing at one time or another, so don&#039;t feel bad about it.&nbsp; And don&#039;t overestimate the &quot;knack&quot; that others appear to have, or underestimate your own abilities.&nbsp; NOBODY can predict the future, and it isn&#039;t necessary to try.&nbsp; The whole process is about holding suitable investments for your situation that have been purchased at suitable prices.&nbsp; If nothing looks obviously good, just do nothing.&nbsp; Cash in the bank is not a bad holding.&nbsp; Many people do fine without ever doing anything else.[/QUOTE]</p><p><br /></p>

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