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<p>[QUOTE=&quot;fools_gold, post: 978053, member: 20669&quot;]No, I don&#039;t think you are negative. I just think you are being careful. Madoff is a great example, and even the rich, the famous rich, were fooled. No one does their homework. I do as much as I can but I can&#039;t grasp it all either.</p><p><br /></p><p>Sometimes it just seems a whole lot simpler and safer to put it all under your mattress doesn&#039;t it? And forget all the other fees, regulations, early withdrawal penalties, IRS 1099 docs you have to fill out.....sheesh![/QUOTE]</p><p><br /></p>

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