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<p>[QUOTE=&quot;krispy, post: 973834, member: 19065&quot;]Not entirely sure. The 401k plans that I&#039;ve been offered by my employers in the past did not allow employees to select individual ETFs but instead offered an array of regular mutual funds that were already blended and sorted according to risk. In IRAs you can usually select individual ETFs like buying equities as well as buy into a fund.[/QUOTE]</p><p><br /></p>

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