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<p>[QUOTE=&quot;medoraman, post: 2466037, member: 26302&quot;]Having said that, there are alternatives. I think I pay 12 basis points for an S&amp;P 500 index in my deferred comp program. Ridiculously high cost mutual funds are a self-imposed tax IMHO, unless you just have an incompetent 401k department at work.</p><p><br /></p><p>But for your other comment, its never easy to try to &quot;catch a falling knife&quot;. That is why I never try to call lows or highs either. I about had an ulcer in early 2008 buying stocks just to see them still fall after I bought. Your head may be right in investing, but its your stomach lining that pays the price. <img src="styles/default/xenforo/clear.png" class="mceSmilieSprite mceSmilie3" alt=":(" unselectable="on" unselectable="on" />[/QUOTE]</p><p><br /></p>

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