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<p>[QUOTE=&quot;desertgem, post: 2016820, member: 15199&quot;]I hear that many times, but it only applies if one never has to sell the PM, like when a person has shares of a stock that claims he hasn&#039;t lost money until he sells it. </p><p>Say one buys 1000 oz of silver @ 15.00 today and HAS to sell it 5 years from now for his medical needs and the USD has lost 20% of it&#039;s value, so silverholder figures his silver is worth 20% more and goes to the shop he bought it from and says &quot;Here is the silver give me $18000 for it&quot;, will the dealer accept it as spoken? Or maybe say, silver is in surplus this year, and spot is only $13.00 an ounce.&nbsp; We all know what will be the last offer. Silver is bought and sold at a spot paper USD bid/offer and that is when the actual relative value is determined.[/QUOTE]</p><p><br /></p>

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