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<p>[QUOTE=&quot;SilverAndGoldEx, post: 764317, member: 22196&quot;]This is Mike from the Silver and Gold Exchange. I see that there is discussion about our company and I would like to clear a few things up. First.... there is a big difference between 24k SCRAP gold (broken jewelry, etc) and bullion bars. Thats why we have two separate prices on our chart. We clearly post our bullion price which is 90% of spot for both gold and silver. So, using the example of $1130 spot above, we would pay $1017, NOT $618!&nbsp;&nbsp; Now you might think that is low, but also consider that WE pay for Priority Mail shipping and up to $5000 insurance. Believe me, this is not cheap, especially when the 100 ounce silver bars are coming in. Second, most of the time when you send to a refiner, not only to you have to pay for your shipping and insurance, but once the package is sent, that&#039;s it. You get a check for what they decide to pay and it&#039;s over. There could have been a price fluctuation (unless they let you lock in a price) while the package was being shipped, or they could for some reason deem the weight and/or purity is different than what you believed. With most of them, once you receive the check, your gold is long gone. With us, when your items are received, we contact you with our offer and if you are not happy with it, we gladly return your items, insured, at our expense. I am sure there are many items you can sell to a coin dealer and get a lot more than we can pay, but that&#039;s not our niche. So.. before characterizing a company as Bozos, please consider the facts. We are not for everyone, but we do have a place, we are up front and ethical in our business, and we do not try to compete with coin dealers. We are an option for the things they do not want and we pay a LOT more for those things than our competitors. Try sending a gold bar to on of the online places that advertise on TV and you&#039;ll know what I mean. I welcome you to check out our site at <a href="http://silverandgoldexchange.com" target="_blank" class="externalLink ProxyLink" data-proxy-href="http://silverandgoldexchange.com" rel="nofollow">www.SilverAndGoldExchange.com</a> or call me personally at 800-266-9395 extension 5</p><p>Best Regards,</p><p>Mike Ferreira</p><p>Silver and Gold Exchange[/QUOTE]</p><p><br /></p>

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