I once heard that people should buy coins in the best grades they can afford. That seems like it is the right thing to do. I only have a couple MS70 coins and my total coin collection is fairly small I'd say, since I only seriously started collecting a year ago. Anyways, the reason I'm wondering what everyone's thoughts on MS70's are is because I've been contemplating buying a MS70 2011 silver 10z panda for a few weeks now. Affording it isn't my issue, I just don't know if its worth spending the $95+. So.... I would appreciate any input that anyone could give me. Also this is my first post here on coin talk. Just registered a few minutes ago!!