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<p>[QUOTE="crazyd, post: 4846351, member: 67221"]A month ago we refinanced down 2.62% - the bank was swamped with Refi's and some new purchases. Took so long to process that the rate came down again but they would not lower it prior to closing. Still we are saving monthly money with the same payoff date. So looking forward to paying this home off before we retire.</p><p><br /></p><p>Its interesting as we live in a small town with wonderful amenities all around us such as a big new hospital, food shopping, amazing parks and schools, etc. But we are far away from the big city (50 min train ride) and last two years sales of homes here were stagnant as all the people wanted to nearer (or actually in) the big city. Now with many people questioning the wisdom in that - and the fact many companies will continue to allow remote working after the pandemic our home sales are ticking up again but still have a ways to go.[/QUOTE]</p><p><br /></p>
[QUOTE="crazyd, post: 4846351, member: 67221"]A month ago we refinanced down 2.62% - the bank was swamped with Refi's and some new purchases. Took so long to process that the rate came down again but they would not lower it prior to closing. Still we are saving monthly money with the same payoff date. So looking forward to paying this home off before we retire. Its interesting as we live in a small town with wonderful amenities all around us such as a big new hospital, food shopping, amazing parks and schools, etc. But we are far away from the big city (50 min train ride) and last two years sales of homes here were stagnant as all the people wanted to nearer (or actually in) the big city. Now with many people questioning the wisdom in that - and the fact many companies will continue to allow remote working after the pandemic our home sales are ticking up again but still have a ways to go.[/QUOTE]
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