Exactly. If I understand the OP, he is suggesting that collecting quality rare coins is its own reward. And that from a numismatics perspective all of the details about bullion investing are secondary. Unless the goal is to somehow reap profits from savvy metals trading that are used to buy nice coins - which sounds like a bad strategy based on what is written here. But owning a '16-D that you got in change 64 years ago!? I hope that you tell this story to anyone who will listen, because with that experience you embody the very heart of the discipline. Thank you for telling us about it, and as if you haven't heard it before, major congrats on the excellent find! It sounds like you were one sharp 17 yr. old!