As you know, I am fascinated by this idea of "stacking." On the one hand, it seems to be a perfectly logical complementary investment or savings. But on the other hand, it often seems like it's usually the unsophisticated working man's way of "saving" money, erroneously believing they are doing something smart for their future. When, in reality they're really not because they are paying double digit premiums. That mean silver has to rise way more for them to make any money in the future. They are also often putting way too much of their savings/investment into buying silver instead of smarter investments. The working man I have described above is not the type of silver buyer who interests me the most. After all, this is unlikely to be the type of person who can write coherent sentences on a message board or, even less likely, make a youtube video of their "stack." So, for me, I hardly ever come across these types of people except in person. But of course, in person I am MUCH less condescending and elitist when I bump into them at a coin shop. Instead, the type of silver buyer who interests me most is the person who is both collecting and investing. Here, the question that I have is: why are so many buying so much new crap? Why is their "collection stack" composed primarily of new gimmicky stuff like Pandas, Privys, and Lunar releases? I, myself, have fallen prey to the privys and do collect them in my "stack." However, I am also fascinated by all the different types of silver coinage that has been minted in the past. So my "stack" is made up of circulated silver coinage from all around the world, plus some Mint sets and some commemoratives I was also able to purchase near spot. This gives me something to collect and some variety. Plus, with circulated silver coins, I can fondle my junk without worrying about damaging it. You can't do that with 999 silver. So, my question is why do so many of these silver stackers not have anything old and interesting? It seems like most of what they buy and stack are things you can buy from any online bullion dealer. Don't they ever go to the coin shop and discover that cool coins containing silver have been issued for YEARS AND YEARS AND YEARS? Maybe they should get to know their "working man" silver stacker who's in his 50s or 60s and does still buy his silver in person from his local coin shop.