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<p>[QUOTE=&quot;-jeffB, post: 1076379, member: 27832&quot;]So? The legal tender value isn&#039;t <i>added</i> to the bullion value! You can spend it, in which case you get face value, or you can sell it as silver, in which case you get bullion value.</p><p><br /></p><p>Otherwise, you might as well say that a nickel is worth 11.5 cents (face value plus metal value), or that a modern $50 gold eagle is worth spot plus $50, while a Liberty double eagle is only worth spot plus $20.</p><p><br /></p><p>If you&#039;re treating a coin as currency, spot value is irrelevant. If you&#039;re treating it as bullion, face value is irrelevant. The only thing face value provides is a floor in case the metal value collapses -- and a guarantee that my investment won&#039;t lose any more than 95% of its value seems kind of weak.[/QUOTE]</p><p><br /></p>

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