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<p>[QUOTE=&quot;desertgem, post: 2632462, member: 15199&quot;]When Costco used Amexp CC, I was always paid ahead with spare cash, and still got all of the points. Now that they use Citi, who only allows payment up to the amount and not more, I have to watch more carefully. There is no problem using credit if you don&#039;t have to&nbsp; pay charges, but the future is always changeable. Self discipline is a major key for all monetary decisions in life. Too bad Life isn&#039;t like some video games where you can buy more time, sooner or later you have no say in it.[/QUOTE]</p><p><br /></p>

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