I've been a collector of numismatic coins for many years, and have just made my first bullion purchases in the last couple of days. I have five 2018 Canadian Maple Leafs and an ASE on the way from JM Bullion, and I picked up a couple of 1989 Maple Leafs on eBay. I was drawn to MLs because I collect a number of Canadian numismatics, most notably dollars (1935-67), dimes and both large and small cents. I'm trying to buy bullion at prices as close to spot as I can; I've been advised to avoid paying significant premiums for slabbed coins, as I should only be expecting to get spot prices when I try to sell. My plan is to spend about $100-140 a month building my initial stack over the next 12 months. During that first year or so, I plan to concentrate on government-minted coins; I don't have a great deal of interest in bars or generic rounds at this time. Is there anything about the current environment that suggests a different approach to building? Or any contrary advice in general?