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<p>[QUOTE=&quot;jolumoga, post: 1836510, member: 41780&quot;]I&#039;m surprised this question gets asked so often, but yeah, it is a newbie type of question.&nbsp; But to answer it for some newbies (since we all were at one point), it really doesn&#039;t matter which type you have.&nbsp; If silver takes off to the moon, or increases substantially in value, either form will be in demand.&nbsp; Junk silver has the advantage of being more recognized, and bullion bars and rounds have the advantage of generally being more cost-effective due to smaller premiums above melt (my definition of junk silver includes Morgans, Peace dollars and other coins with premiums, though).&nbsp; However, certain types of junk silver, like Roosevelt dimes, may have small premiums above melt.&nbsp; Some foreign junk silver may even sell for melt.&nbsp; Actually, junk silver, to me at least, is a misnomer, because 90 percent silver from the U.S. Mint generally carries a significant premium.</p><p><br /></p><p>In my case, I started out collecting mainly junk silver.&nbsp; As I developed my interest in silver, I began noticing that there is little difference between the two, other than that junk silver can at times be a hedge due to some additional numismatic value during a silver down market.&nbsp; </p><p><br /></p><p>It&#039;s a good idea to have a mix of both, in my view.[/QUOTE]</p><p><br /></p>

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