I apologize if the question has been answered elsewhere. I noticed today that AMPEX's buy price for cull morgan/peace dollars is above spot (by about 50-60 cents). I was considering selling some of my extra 1921 morgan & (22-25) Peace dollars at the next coin show that I go to, but am now reconsidering. I guess my question is as follows: Why would someone pay above spot for dollar coins, but below for 90% junk fractional silver coins? Also is there any reason to hold on to whole dollar coins vs. fractionals for bullion value? Thanks.