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<p>[QUOTE=&quot;Pepperoni, post: 550778, member: 5520&quot;]<b>diversified portfolio</b></p><p><br /></p><p>Spread out your investments.</p><p>Real estate, stocks, bonds ( I like corporate, they are the first thing to be paid if a company crashes ) Gold, a little silver . I do not care for mutual funds as they create capital gains by the year. Stocks are a loan until you sell and pay capital gains. Re adjustments need to be looked at once a year for some , I look overal quarterly. I take a look each day now at commodity prices.</p><p>Getting caught in the trap of what is hot today is what gets you in trouble. Your allocation percentage is up to you and what you might need now,and a place to live and food.[/QUOTE]</p><p><br /></p>

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