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<p>[QUOTE=&quot;medoraman, post: 8244000, member: 26302&quot;]Premiums are high, that is for sure. Sucks to buy, makes me feel good about what I own. </p><p><br /></p><p>My question is more:</p><p><br /></p><p>Op, you mention just a few Benjamins. Do you have a car loan? Do you have any credit card balances? Student Loans? Do you have a few months minimum of emergency savings in case something happens? Until you have those things cleaned up, I wouldn&#039;t worry too much about pm balances. Now, if you are a collector, and you spend your HOBBY MONEY on coins versus going to bar/concerts, etc then enjoy yourself and not really worry about pm prices too much. I am just saying pm INVESTMENT should be reserved after your financial life is &quot;cleaned up&quot; and you get out from under the &quot;bad debt&quot; umbrella. </p><p><br /></p><p>Just my opinion. When I was young I bought silver dollars and other things as a hobby, and waited to buy gold, platinum etc once my finances were much more secure and I no longer was paying others to use their money, but collecting money from others for using mine.[/QUOTE]</p><p><br /></p>

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