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<p>[QUOTE=&quot;Cloudsweeper99, post: 1248818, member: 3011&quot;]The extra 9 matters to some people, but the coins are essentially identical in value.</p><p><br /></p><p>Your question isn&#039;t silly at all.&nbsp; I called ScotiaBank several years ago [when silver was closer to $5] with the same question you have.&nbsp; The bank told me that they would not honor the face value of the coin if silver dropped below that value and would only pay the holder the value of the silver.&nbsp; They explained that the $5 face value is on the coin so that it can cross international borders without being subject to certain taxes, but that it is essentially bullion and not a $5 coin.[/QUOTE]</p><p><br /></p>

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