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<p>[QUOTE=&quot;GoldFinger1969, post: 6449658, member: 73489&quot;]You need a new financial advisor. <img src="styles/default/xenforo/clear.png" class="mceSmilieSprite mceSmilie8" alt=":D" unselectable="on" unselectable="on" /></p><p><br /></p><p>That % is too high, IMO, unless you have LOTS of discretionary investment $$$.</p><p><br /></p><p><b><span style="color: #0000ff">The money you put in PM&#039;s shouldn&#039;t even be considered part of your investment/retirement portfolios.</span></b>&nbsp; It&#039;s a &quot;rainy day fund&quot; that may or may not appreciate.&nbsp; It might be worth 500% of what you paid...it might be worth 50% of what you paid.</p><p><br /></p><p>It doesn&#039;t generate growth or income/dividends, and in a low-rate environment, you really can&#039;t &quot;waste&quot; $$$ on non-interest bearing assets.[/QUOTE]</p><p><br /></p>

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