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<p>[QUOTE=&quot;Cloudsweeper99, post: 1241625, member: 3011&quot;]Also keep in mind that the ONLY thing DCA does is to mathematically ensure that your cost basis is lower than the average price over the time you use it.&nbsp; It doesn&#039;t prevent you from overpaying and it doesn&#039;t ensure that you will make money.&nbsp; In fact, the only way that it is possible to make more money using DCA than using lump sum investing is if (1) the price is much lower than the entry price for a period of time that it is in use, and (2) the ending price is significantly higher than the low.&nbsp; So you might say that DCA works only in one special situation that may or may not occur.&nbsp; A long time ago Forbes magazine ran an article entitled, &quot;25 Ways to Lose Money Dollar Cost Averaging&quot; and I wish I had saved it to share.</p><p><br /></p><p>I know there are many DCA fans here who will disagree, but you can prove this for yourself by running scenarios on a spreadsheet.&nbsp; It&#039;s just the way it is.[/QUOTE]</p><p><br /></p>

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