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<p>[QUOTE=&quot;desertgem, post: 1126321, member: 15199&quot;]I disagree with this. Most policies state somewhere as does mine ( CTA/NEA sponsored) , buried in the legalese that &quot; This policy does not provide earthquake insurance &quot;</p><p><br /></p><p>and this site explains a little more. If you have insurance that does not include such as a provision, you are indeed lucky. A roof coming off or askew after an earthquake is not covered under most as with wind. Flood insurance is often similarly exempted by many policies and requires additional insurance by mortgage companies. The insurance companies that do remove earthquake responsibility&nbsp; do have to provide supplemental insurance, but they have large fees and deductions.</p><p><br /></p><p>Jim</p><p><br /></p><p><br /></p><p><a href="http://earthquakeauthority.com/index.aspx?id=13" target="_blank" class="externalLink ProxyLink" data-proxy-href="http://earthquakeauthority.com/index.aspx?id=13" rel="nofollow">http://earthquakeauthority.com/index.aspx?id=13</a>[/QUOTE]</p><p><br /></p>

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