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<p>[QUOTE=&quot;Jim Dale, post: 5309148, member: 100459&quot;]You may be right.&nbsp; We are lucky in many ways. We live in the country.&nbsp; I drive a truck and she drives a 2003 Corolla she inherited when her mother passed. Once I got into collecting coins, we decided I needed a budget for coin collecting.&nbsp; </p><p>My father taught me and my brother and 2 sisters, to get an education and go to work with a business or any other type of employment that had a health insurance program and a retirement program.&nbsp; My brother has a college degree and is retired from Xerox.&nbsp; My younger sister got her masters and worked with the military in drug and alcohol addiction counseling.&nbsp; She married a CPA that has his own practice.&nbsp; My older sister did not get a college education but went to work for the Los Angeles police department and became the office manager over about 30 people.&nbsp; We are/were all lucky in a way.&nbsp; My bother has PTSD (whatever) when he served in the Navy during Vietnam fiasco.&nbsp; It didn&#039;t surface until he was about 50.&nbsp; VA has a real good program.&nbsp; He was forced to retire.&nbsp; My younger sister died on the operating table during a knew replacement.&nbsp; My older sister had dementia that surface when she was retired.&nbsp; She died of a heart attack while in a facility for dementia patients.</p><p>I was lucky to a degree.&nbsp; I liked to run.&nbsp; One morning, I was hit by a mirror on the passenger side of a milk truck.&nbsp; I was knocked down a 30 foot cliff.&nbsp; The had to get a bucket to get me out of the embankment.&nbsp; Spectators though I was dead an placed a plastic sheet over me when it started to rain.&nbsp; Most of what happened was told to me later.&nbsp; I&#039;ve had 5 back surgeries and two knee surgeries.&nbsp; As I have mentioned before, I inherited half of my father&#039;s coin collection which put me on a road of coin collecting.&nbsp; You folks have been a great help to me.&nbsp; I love reading Coin Talk and have learned so much that has really helped me and kept me from making poor decisions.&nbsp; Thank you very much for the many words of wisdom and references.&nbsp; May you all have a Merry Christmas and a Happy New Year.[/QUOTE]</p><p><br /></p>

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