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Message:: [QUOTE="blsmothermon, post: 994185, member: 26158"]I think what everyone is saying is best explained in short vs. long term investment. Historically, metals fluctuate wildly on an year-to-year basis. Over the long term, 10 - 20 years or longer there is a marked, steady growth. You need an investment that will pay off in the short term. It is possible that metals will see rapid growth over the next four years. It is also possible that they will be relatively static in that time as well. You do not have the massive potential for loss with metals, but growth could be very limited. Additionally, I would think it imprudent to sink all of your investment into a single source. (Think eggs and baskets.) It may be wise to put 1/4 into metals and split the other 3/4 between other items according to what you feel will give you the best growth.  That is really the bottom line, it is your money and education and I, as do the other posters I'm sure, would not want to give you a false sense of security about any investment. Especially when it relates directly to something so important as your education. You will do what you decide is best in the end, but my advice would be to do tons of reasearch and consider all opinions on such an important decision.[/QUOTE]