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<p>[QUOTE=&quot;yakpoo, post: 1359001, member: 18157&quot;]My first piece of advice is to take a &quot;wholistic&quot; approach to investing. If you cut an expense, that&#039;s that same as a tax-free return on an investment. Make sure you don&#039;t carry a credit card balance and pay if off in full each month...(no need for more than one credit card).</p><p><br /></p><p>I would also recommend contacting the <i><b><a href="https://personal.vanguard.com/us/CorporatePortal" target="_blank" class="externalLink ProxyLink" data-proxy-href="https://personal.vanguard.com/us/CorporatePortal" rel="nofollow">Vanguard Group </a></b></i>(well managed, low expense family of mutual funds) and let them teach you about dollar-cost-averaging and portfolio balance. That&#039;s a great place to start (imho).</p><p><br /></p><p><i><b>Good luck and Welcome to CT!!! </b></i>:welcome:[/QUOTE]</p><p><br /></p>

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