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<p>[QUOTE=&quot;Cloudsweeper99, post: 1358630, member: 3011&quot;]Welcome to CoinTalk!&nbsp; To be blunt, I think it is a stupid idea for a 20 year old.&nbsp; I would advise putting 100% of your savings into the stock market through either a mutual fund [requires research], index fund, or individual stocks [requires more research].&nbsp; As long as you won&#039;t need the money to pay for cars, houses, etc... then the stock market is almost certainly going to outperform gold, silver, bonds, savings accounts and probably every other passive investment you can make.&nbsp; Consider that just through the normal growth of businesses through retention or earnings, reinvestment of dividends, and inflation, you are almost guaranteed to see the Dow Jones Industrial Average above 100,000 in your lifetime.&nbsp; It&#039;s a no-brainer for someone your age who is in a position to ignore the dips along the way or just use them as buying opportunities.</p><p><br /></p><p>Good Luck.[/QUOTE]</p><p><br /></p>

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