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<p>[QUOTE=&quot;Cloudsweeper99, post: 937003, member: 3011&quot;]People should be very afraid of the stock market unless they have spent a substantial amount of time studying the investment process.&nbsp; Others here have rightly pointed out some of the pitfalls.&nbsp; I assume from your wording that you believe the market is on sale.&nbsp; That probably isn&#039;t true.&nbsp; A &quot;lost decade&quot; can have a terrible impact on the compounding of wealth over your lifetime.&nbsp; I&#039;m not trying to talk out out of your program, just trying to make you realize that it isn&#039;t the slam-dunk sure thing over the long term that some of the business press and investment books would lead you to believe.[/QUOTE]</p><p><br /></p>

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