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<p>[QUOTE=&quot;Mikey Zee, post: 2112705, member: 72818&quot;]I couldn&#039;t agree more with you &#039;Gilbert&#039;......the issue of diversification is always valid, but in my personal case a bit too late...since I have already early retired at 64 and I&#039;m waiting for the missing third of my retirement benefits legally available to me by my 65th birthday...</p><p><br /></p><p>I agree that those of you that have decades before retirement&nbsp; diversify---the only question is to what degree and what percentages. I&#039;d personally consider about 1/3 in precious metals to be sound and prudent...but it&#039;s all a personal matter of preferences and available funds for investing and what one considers the most desirable, immediate or long-term goal. </p><p><br /></p><p>I have a small amount automatically deducted each month to purchase silver...a small hedge against inflation and a small investment that may increase in value as well as being immediately available to me if I need it. if i hit the lottery, i may play the market again, but not likely LOL[/QUOTE]</p><p><br /></p>

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