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<p>[QUOTE=&quot;InfleXion, post: 1211299, member: 29012&quot;]What about what I previously expanded upon regarding removal of interest altogether and instead just putting a fee on the service as chosen by the lender? If somebody defaults then it&#039;s the lender&#039;s fault for making a risky loan, and the responsible lenders will rise to the top. This would also promote competition among lending rates and let the free market take its course. The other important piece of that was requiring that loans come from preexisting money so that the money supply is not perpetually expanding. Giving some entities the ability to acquire money without providing a good or service for it while the rest of us work our lives away to make ends meet is just a less overt form of slavery. Seems like a simple and effective solution to me, but implementing it is not so easy.[/QUOTE]</p><p><br /></p>

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