I know that silver has gone down a lot, but I am really enjoying purchasing at 14 x face! I just got a bunch of dimes and 8 Canadian quarters for that price. The Canadian quarters were all 92.5%, and one was a Vicky. 1901! I think I did okay. Until the price of silver tanks again...
Indeed, if one can actually buy at that price. I'm still subject to large premiums ($16-18xface) where I buy.
I have my secret places, but I will tell you that it was from a person who sells it for a living, and I don't think he was losing money on it. Here's a slightly upbeat vid about silver: http://www.fool.com/investing/general/2013/07/02/ask-a-fool-whats-the-deal-with-silver.aspx
My one LCS has a $4 per face premium and my other LCS doesn't have any junk silver to buy. Last time I was in I stuck with MLs and Philharmonics at $3.50 over.
The key is to finding stuff that is bought low anyway - from pawn shops where they probably pay 6-8X now and sell for 14-15X.
I'm still waiting for 10x face. Not that I want silver to go lower, but the math gets really easy.:smile