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<p>[QUOTE=&quot;Anntron, post: 6669961, member: 109580&quot;]First, I do not work for Merrill.&nbsp; (They work for me.)</p><p><br /></p><p>Merrill has two types of Investment accounts.</p><p><br /></p><p>Managed – You have a broker who trades for you and sets up your account needs.&nbsp; You pay fees.</p><p><br /></p><p>Unmanaged – Self-Directed.&nbsp; You do everything, buy, sell, etc.</p><p><br /></p><p>With the Self-Directed Account, if the total of all your Merrill accounts combined (Saving, Checking, Equity, and IRA/401k) is over $50,000.00 you can elect to have a “Preferred Account” with no fees for anything.&nbsp; You get some good perks but the best one is you can make up to 100 FREE trades per quarter.&nbsp; You get access to all research and decided your own trades.&nbsp; You do it all online and do not need to talk to anyone.&nbsp; I have been a customer for ten years and have only spoken to an account rep once when there was a small error in a dividend return.&nbsp; You can setup DRIPs, IRA distributions, and bank transfers all online without any personal interaction.&nbsp; It has worked great for me.&nbsp; I do not want to be burdened by corporate bias.</p><p>If you go back to Merrill ask for this type of account.[/QUOTE]</p><p><br /></p>

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