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<p>[QUOTE=&quot;jwitten, post: 6651370, member: 70583&quot;]I disagree, strongly. Not many people go broke investing in mutual funds, unless they are stupid and sell at a low. Many many people become millionaires with mutual funds. My wife and I have never made over $100,000 combined and should be millionaires because of the stock market in the next decade, conservatively. We are 36. We have religiously maxed out our Roth Ira&#039;s in mutual funds with vanguard, and have averaged over 10% a year, and that includes all the bad crashes in the last decade or so.[/QUOTE]</p><p><br /></p>

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