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Message:: [QUOTE="GoldFinger1969, post: 2071631, member: 73489"]There's nothing wrong with paying a premium for a certain coin IF you like it.  But like art, make sure you don't mind not being able to sell it later for what you paid for it. If I had $100,000 earmarked for silver or gold, I might put 10% or so into special coins that were slabbed with MS-70, Ultra Cameo, etc.  But I wouldn't invest the whole enchilada in those coins because if the price of gold/silver were to rise, I have to overcome alot of premium to make money.  So the bulk would go into straight UNC Buffalo's, Eagles, Pandas, etc. If you overpay on a small quantity of these coins, you won't get burned big-time. I bought the 2013 Enhanced Proof and Reverse Proof MS-70 ASEs because I loved their look, but the price was near the top and I'm probably down 25% on them.  But I like the coins and it's only a few hundred bucks so it's not like I'm into them for thousands. I actually just picked up another pair this weekend at the Westchester Coin Show, a pair of MS-69's.  At a minimum, it'll let me show them both to people and see if they can tell them apart !! <img src="styles/default/xenforo/clear.png" class="mceSmilieSprite mceSmilie8" alt=":D" unselectable="on" unselectable="on" />[/QUOTE]