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<p>[QUOTE="-jeffB, post: 1632827, member: 27832"]The previous posts give a good explanation of the face-value-multiplier pricing pattern.</p><p><br /></p><p>One other thing to keep in mind: heavily-worn coins lose weight -- the metal is actually worn off, not just flattened out. This weight loss is more pronounced for smaller coins. A roll of 50 slick dimes (say, poor to AG Barbers) might weigh 10-20% less than a roll of BU dimes, even though they were minted at the same weight. A roll of dateless SLQs or Barber quarters might weigh 10% less than a roll of BU Washingtons, and a roll of fair-AG Barber or Walker halves might weigh 5-7% less than a roll of 1964 Kennedys.</p><p><br /></p><p>Now, as long as you can <i>sell</i> your silver under the same face-value-multiple approach, you're fine. But if you buy old, smooth dimes by FV, then sell them by weight, you'll lose money. Conversely, if you can buy older stuff by weight, then sell by FV, you can come out ahead.</p><p><br /></p><p>Some buyers and sellers go by FV, but reject excessively worn coins.</p><p><br /></p><p>Nearly all FV buyers reject holed coins. Even though the hole reduces the weight of the coin by only 1-2%, you can expect to get maybe half the normal price for it.</p><p><br /></p><p>Barber coins tend to hold a higher premium than other coins, even if they're heavily worn. If you can buy them at the same FV multiple as junk, do it. Try not to sell them as junk. If you could buy worn Barbers based on their silver <i>weight</i>, it could be a big win; I've never seen them sold that way, though.[/QUOTE]</p><p><br /></p>
[QUOTE="-jeffB, post: 1632827, member: 27832"]The previous posts give a good explanation of the face-value-multiplier pricing pattern. One other thing to keep in mind: heavily-worn coins lose weight -- the metal is actually worn off, not just flattened out. This weight loss is more pronounced for smaller coins. A roll of 50 slick dimes (say, poor to AG Barbers) might weigh 10-20% less than a roll of BU dimes, even though they were minted at the same weight. A roll of dateless SLQs or Barber quarters might weigh 10% less than a roll of BU Washingtons, and a roll of fair-AG Barber or Walker halves might weigh 5-7% less than a roll of 1964 Kennedys. Now, as long as you can [I]sell[/I] your silver under the same face-value-multiple approach, you're fine. But if you buy old, smooth dimes by FV, then sell them by weight, you'll lose money. Conversely, if you can buy older stuff by weight, then sell by FV, you can come out ahead. Some buyers and sellers go by FV, but reject excessively worn coins. Nearly all FV buyers reject holed coins. Even though the hole reduces the weight of the coin by only 1-2%, you can expect to get maybe half the normal price for it. Barber coins tend to hold a higher premium than other coins, even if they're heavily worn. If you can buy them at the same FV multiple as junk, do it. Try not to sell them as junk. If you could buy worn Barbers based on their silver [I]weight[/I], it could be a big win; I've never seen them sold that way, though.[/QUOTE]
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