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<p>[QUOTE=&quot;NorthKorea, post: 2757777, member: 29643&quot;]That&#039;s not necessarily true. If you have an opportunity to buy a house at below market (or in a down market), have good free cash flow, and have most of the down payment already saved, using the $10k waiver is viable.[/QUOTE]</p><p><br /></p>

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