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<p>[QUOTE=&quot;Brett_in_Sacto, post: 2345793, member: 71510&quot;]Two reasons for this - primary reason is that they don&#039;t want to see your money go away.&nbsp; They like to have their hands on it for their own selfish reasons.&nbsp; They get a cut of it.&nbsp; </p><p><br /></p><p>The second reason is that most folks don&#039;t understand or pay attention to the market and don&#039;t know how to manage their investments on a regular basis.&nbsp; The &quot;fear&quot; is that you will lose the gains you would have had on the money.</p><p><br /></p><p>In a down market, paying yourself interest is a gain - and if you had taken a loan back in May 2015 while the DJIA was at 18,400 - today you&#039;d be thanking yourself because you&#039;d be buying back in with every payment at a lower price - plus interest.</p><p><br /></p><p>Taking out a loan now with the DJIA under 16,000 is risky because there&#039;s bound to be an upside over the course of the next year or so.</p><p><br /></p><p>But they also say not to try and time the market.&nbsp; <img src="styles/default/xenforo/clear.png" class="mceSmilieSprite mceSmilie11" alt=":rolleyes:" unselectable="on" unselectable="on" />&nbsp; For the majority of the population, they are right.&nbsp; <img src="styles/default/xenforo/clear.png" class="mceSmilieSprite mceSmilie6" alt=":cool:" unselectable="on" unselectable="on" />[/QUOTE]</p><p><br /></p>

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