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<p>[QUOTE=&quot;princeofwaldo, post: 1417605, member: 24091&quot;]On a car with liability and collision insurance, the liability portion is always multiples of the collision unless you drive an extremely expensive car.&nbsp; What I propose is not the elimination of insurance, but rather the voluntary participation of those who CHOOSE to purchase it.&nbsp; In your own case, you would be allowed (but not forced) to buy insurance that would cover the possibility that you would be involved in an accident that was of no fault of your own.&nbsp; The insurance could include disability or loss of life if you so chose to pay for it, at a level that you chose (not one chosen by a jury).[/QUOTE]</p><p><br /></p>

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