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<p>[QUOTE=&quot;princeofwaldo, post: 1417188, member: 24091&quot;]Everyone ought to insure themselves against loss and eliminate the entire premise of &quot;who is at fault&quot; along with eliminating all the lawyers that go along with that. If you can afford to drive a $100,000 automobile, then you can afford to pay $16,000 a year to insure it, the real cost of the risk associated with driving such a car. As far as fault, accidents happen. If someone is criminally at fault, ie reckless or drunk driving when the accident occurred, toss them in prison. Anyone else with a car worth less than three or four thousand would save at least $700 a year in such an arrangement, and the real beneficiary would be the economy as a whole. A world without lawyers and insurance companies, can you imagine how wonderful it would be? Just get rid of the bankers and tenured professors along with them and we&#039;d have utopia![/QUOTE]</p><p><br /></p>

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