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<p>[QUOTE=&quot;princeofwaldo, post: 1417037, member: 24091&quot;]The world would be a better place without insurance if you ask me. Insurance rates are so anticompetitive that the goverment has to force everyone to buy it whether you like it or not. Car insurance is a great example. If I drive a humble beater worth only $2,500 why should I have to carry (read pay) for liability insurance that covers the potential damage to a $100,000 car that someone else CHOOSE to buy and drivre? Why am I asked to subsidize the risk of owning and driving such an expensive vehicle when it doesn&#039;t belong to me? The entire premise of insurance, especially car insurance, is a decitful fraud meant to shift the risk of loss from the rich to the not so well off. And if you don&#039;t like it, by golly they&#039;ll throw you in jail if you don&#039;t get with the program. ---Don&#039;t even get me started on health insurance...,,,[/QUOTE]</p><p><br /></p>

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