I understand that nobody has a crystal ball and conditions can change in a second. I am just looking to for opinions from members here that have much more experience than I do. Hopefully, I can learn a little and put together some sort of guideline or framework in purchasing gold, silver, or any other precious metals. Thanks all.. p.s. I think it may be important to mention that my plan is to purchase monthly. Whatever I am fortunate enough to accumulate would be used as a down payment for a house in 8-10 years.. Thank You in advance to all of those who take the time to reply.