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<p>[QUOTE=&quot;Cloudsweeper99, post: 1415115, member: 3011&quot;]Never say never.&nbsp; No industry stays on top forever, and this applies to the finance industry.&nbsp; In past times it was a sleepy, low margin business [a virtual utility] and someday it will be again.&nbsp; This isn&#039;t something to worry about.&nbsp; The fear of higher rates is a case of the threat being stronger than the execution.[/QUOTE]</p><p><br /></p>

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